Just curious, and an informal and highly unscientific survey here: has anybody else noticed a steep decline or complete shutdown of credit card offers in the mail over, say, the last week or so? I probably averaged about four or five a week, but they’ve dried up entirely. Granted, small sample period.
I’m curious to see what other credit offers stop appearing. I used to get the following pretty regularly:
- HELOC’s or home equity loans — several month from multiple sources
- Offers to “skip” a payment on my car loan. I get them every other month but I’d imagine this will stop for awhile.
- Pre-approved car loan offers. A few a month. Would love to see them disappear.
- No interest/no payment for umpteen year offers from retailers. Lowe’s and Best Buy in particular. I bet these keep coming, as too much of their business model depends on big-ticket purchases.